Maxum Communications, Inc. (Site Owner), the owner of Halfretire.com respects the privacy and confidentiality of its past, present and potential future clients. Any inquiries made of Site Owner via this Site and/or Service will be treated accordingly. We use the information you provide about yourself for internal use only. We do not share this information with outside parties.
SCOPE OF POLICY
Customers – individuals who register, on their own or on behalf of an entity, to use Site Owner Services with the creation or administration of a Site Owner account.
Event/Marketing Participants – individuals who provide their information to Site Owner when they register for Site Owner seminars, webinars, subscribe to marketing material, participate in surveys or contests, or attend other Site Owner events.
Website Visitors – individuals who visit Site Owner’ Website and opt to provide contact information including an email address to receive communications from Site Owner.
INFORMATION WE COLLECT
Site Owner asks for your account information which includes your name, business name, email address, physical address, phone number, credit card and bank account information (stored directly with a third party processor), and website domain. By voluntarily providing Site Owner with your account information, you represent that you own and consent to our use of such personal data.
Site Owner may ask for your name, email address, physical address, and phone number. Participation in events, surveys, contents, or subscribing to marketing material is voluntary and you may choose whether or not to participate and therefore disclose this personal data.
At your option, Site Owner asks and may collect your name, email address, physical address, and phone number. In addition, we also collect information such as web server logs, internet protocol (IP) addresses, browser type, or other information as part of aggregated data.
COOKIES AND OTHER TRACKING TECHNOLOGIES
HOW WE USE YOUR INFORMATION
Site Owner uses the information it collects about you in the following ways:
- To respond to any requests from you regarding sales and support.
- To contact you regarding any agreements or accepted terms that you may have with Site Owner for the Services.
- To provide you with marketing emails, special offers, advertising campaigns, or newsletters.
- To provide you with information logs associated with the use of Site Owner’ Services.
- To contact you regarding functionality changes to our Services or Website.
- To develop new features and functionality to our Services and Website.
- To collect payment and bill for our Services.
- To help personalize searches.
- To diagnose problems.
- To find and prevent fraud.
- To carry out other purposes as disclosed to you through the Website, or found in terms or an agreement between you and Site Owner.
- Process for other purposes for which we obtain your consent.
HOW WE SHARE INFORMATION
Site Owner shares the information it collects about you in the following ways:
Advertising – Based on the cookies and other tracking devices, we may work with advertising companies to display ads that may be of interest to you.
Business Transactions – To provide information to a third party in the event of any disposition of all or any portion of our business (e.g. reorganization, sale, assignment, bankruptcy).
Aggregated or De-identified Data – We may disclose or use aggregated or de-identified information with third party providers for research purposes relating to our Services.
As Required by Law or Similar Investigations – To comply with legal obligations (e.g. subpoena) or investigate potential legal violations.
Safety – We may disclose your information to protect and defend the safety of Site Owner in connection with investigating and preventing fraud or security issues.
Consent – Site Owner may share your information with your consent.
You may unsubscribe from receiving promotional or marketing emails from Site Owner at any time by using the “unsubscribe” link in the email received, or by emailing us at firstname.lastname@example.org. As outlined in the Section, Information We Collect, you can also control your cookie settings.
With respect to your account information, you may update, correct or delete information that you provided to us by logging into your Site Owner account or contacting us at email@example.com.
DATA RETENTION AND SECURITY
When Site Owner no longer has a legitimate business need to process your personal information, or no longer has a need to keep your personal information for any legal, tax, or regulatory reason, we will either delete or anonymize it.
Site Owner takes all reasonable steps to protect information received from you from loss, misuse or unauthorized access, disclosure, alteration, and/or destruction. We maintain technical, physical, and administrative safeguards to secure your information.Despite its use of encryption, Site Owner cannot guarantee any method of transmission of information over the internet is 100% secure. If you have any questions about the security of your personal information, please contact us at firstname.lastname@example.org
LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION
For individuals in the EEA, Site Owner’ legal basis for collecting and using your personal information will depend on the personal information collected and the specific context in which we collect it. Site Owner will process personal information from you where, a) we have your consent to do so, b) where processing is necessary for Site Owner to perform Services pursuant to an agreement, or c) where processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect personal information, or may otherwise need the personal information to protect your vital interests or those of another person. At any time, you have the right to withdraw or decline consent. If you do not provide the requested information, Site Owner will not be able to perform Services for you. Also, you have the right to object where we rely on our legitimate interests to process your personal information.
Site Owner is a US company and stores your information in the U.S. Site Owner may transfer your personal information to countries other than the country in which you live. Whenever Site Owner transfers personal information originating from the EEA or Switzerland to other countries not deemed adequate under applicable data protection law, it will do so on the basis of the EU Standard Contractual Clauses.
DATA SUBJECT RIGHTS
Individuals located in the EEA may have additional statutory rights available to them with respect to their personal information, including the right to access your personal information, have it erased, have it corrected, or object to or restrict processing. If you would like to make such a request, please email email@example.com and we will respond within thirty (30) days. Site Owner will need to verify that the individual is inquiring about his/her own information before we can assist with the request.
We will comply with such requests to the extent legally required by applicable law. For EU individuals, you also have the right to lodge a complaint with the supervisory authority.
Our Website and/or Services is not directed at children and our services are designed for consumers and businesses. We do not knowingly collect information from or about children under 13 years of age, and use of our services by children under 13 years of age is forbidden.
9465 Counselors Row, Suite 200
Indianapolis, IN 46240
You acknowledge and agree that Site Owner may preserve your access and inquiry information and use that information if required by law or in a good faith belief that preservation, use or disclosure of such access and inquiry information is reasonably necessary to (a) comply with a legal process; (b) enforce this User Agreement, (c) respond to claims that any Materials violate the rights of third parties; (d) respond to requests for service; or (e) protect the rights, property or personal safety of Site Owner, its users and the public.”
Access to this site or any of the associated domains, pages or sub-pages that are owned, controlled or operated by Site Owner (the “Site”) or use of any information, recommendation, link, advertisement, (the “Service”) provided or inferred are subject to the terms and conditions of this User Agreement, the terms and conditions imposed by any linked sites not owned, controlled or operated by Site Owner as well as any and all Copyright, Trademark, or other applicable laws and regulations. By accessing this Site or using its Services you unconditionally accept all of the terms of this User Agreement without modification or limitation.
At its sole discretion, Site Owner hereby reserves the right to modify, expand or delete any of these terms and conditions and/or to add new terms and conditions at any time. Any such changes will be reflected by changes to this screen and require no other notice to users. The materials used and/or displayed on the Site and/or provided by the Service, including but not limited to text, source software, photographs and graphics of any kind, audio or video of any kind, and names, logos, trademarks and service marks, (“Materials”), are the property of Site Owner or its affiliates or its licensors and are protected by copyright, trademark and other laws. Any such Material may be displayed solely for your personal use and not reused commercially. You agree not to, in whole or in part; copy, modify, reverse engineer, distribute, provide third party access, sell, or disseminate it in any way without the express written permission of Site Owner.
THE SITE AND/OR SERVICE CONTAIN MATERIALS, INFORMATION, FACTS AND OPINIONS (“INFORMATION”) FROM VARIOUS INDIVIDUALS AND ORGANIZATIONS. THE SITE AND/OR SERVICE ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Site Owner DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY MATERIALS, INFORMATION, FACT, OPINION, ADVICE OR STATEMENT ON THE SITE AND/OR THE SERVICE REGARDLESS OF ITS SOURCE.
USE OF THE SITE AND/OR SERVICE IS AT YOUR OWN RISK. NEITHER Site Owner NOR ITS EMPLOYEES, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, REPRESENTATIVES, LICENSEES, OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY OR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF PUBLICATION, ACCESS OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE AND/OR THE SERVICE OR THE MATERIALS OR THE INFORMATION AVAILABLE ON THE SITE AND/OR SERVICE OR ARISING OUT OF ANY ACTION TAKEN IN RESPONSE TO OR AS A RESULT OF ANY MATERIALS OR INFORMATION AVAILABLE ON THE SERVICE AND THE SITES. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST Site Owner AND ITS PARENTS, SUBSIDIARIES, DIVISIONS, AFFILIATES, AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE SERVICE AND THE SITES AND THE MATERIALS OR INFORMATION AVAILABLE THEREON.
This User Agreement and any disputes arising out of or related to the Sites and/or the Service shall be governed by, construed and enforced in accordance with, the laws of the State of Indiana.